Privacy Policy

BoatCoverage.co.nz ("we", "us", "our") is operated by Evolve Group Limited (FSP711891), a licensed Financial Advice Provider regulated by the Financial Markets Authority (FMA) in New Zealand. We are committed to protecting your privacy and complying with the Privacy Act 2020 and the thirteen Information Privacy Principles (IPPs).

1. What information we collect

When you request a quote or contact us, we collect:

• Identity information — first name and surname
• Contact information — email address and phone number
• Boat information — type, value band, age, intended use, location, marina if applicable
• Technical information — IP address, browser type, device type, referring URL, and pages visited (via cookies and Google Analytics)
• Marketing attribution — UTM parameters and click identifiers when you arrive from an advertising campaign

2. How we use your information

We use your information to:

• Connect you with insurance brokers and insurers for the purpose of obtaining quotes
• Respond to your enquiries
• Comply with our legal and regulatory obligations as a Financial Advice Provider
• Improve the operation, performance, and content of the website
• Measure the effectiveness of marketing activities

3. Who we share your information with

We share your information with:

• Insurance brokers and insurers we work with, for the purpose of providing you with quotes
• Service providers who operate this website (hosting, analytics, email delivery)
• Regulatory bodies or law enforcement where required by law

We do not sell your personal information to third parties for unrelated marketing purposes.

4. How long we keep your information

We retain your enquiry data for as long as necessary to provide the quote service, comply with our legal obligations (including record-keeping requirements that apply to licensed Financial Advice Providers), and resolve disputes. After that, we will securely delete or de-identify your information.

5. Your rights

Under the Privacy Act 2020 you have the right to:

• Request access to the personal information we hold about you
• Request that we correct any inaccurate information
• Withdraw consent to ongoing communications

To make a request, email hello@boatcoverage.co.nz. We will respond within 20 working days.

6. Cookies and analytics

This site uses cookies and Google Analytics 4 to understand how visitors interact with the site. You can disable cookies in your browser settings; some site functionality may be reduced if you do.

7. Security

We take reasonable steps to protect your information from loss, misuse, and unauthorised access. No method of transmission over the internet is completely secure.

8. Changes to this policy

We may update this policy from time to time. The "Last updated" date at the top of the page reflects the most recent change.

9. Complaints

If you believe we have breached your privacy, please contact us at hello@boatcoverage.co.nz first. If we cannot resolve the matter, you may complain to the Office of the Privacy Commissioner at privacy.org.nz. For complaints about our financial services, see our Complaints process.